- No minimum balance requirement
- No monthly account maintenance or activity fees
- Free Check Card available
- Free Online Banking with Bill Payment and Check Images
- Account Set Up Fee of $25.00
- Account Closing Fee of $25.00
- Truncated account
- Tiered, variable interest rate, compounded and credited monthly based on the daily principal balance.
- Interest will begin to accrue as of the date the deposit is received
- Interest rates are determined daily at Hometown Bank's discretion
- Rates are accurate as of today's date
- Fees may reduce earnings
| Current Balance |
Rate |
APY** |
| $0 to $1,000.00 |
0.00% |
0.00% |
| $1,000.01 to $5,000.00 |
.10% |
.10% |
| $5,000.01 to $25,000.00 |
.15% |
.15% |
| Over $25,000.00 |
.25% |
.25% |
**APY=Annual Percentage Yield
Additional
Account Options
- Check Card/ATM access to account
- Free
on Hometown's ATM system
- Pass through charges from other bank's ATMs are paid by customers*
- Online
banking access available
- Allows
transfers between checking and savings, and lines of credit
(subject to regulatory limitations)
- Images Available
*See Fee Schedule for appropriate charges and/or required disclosures
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